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Amex Low Rate Credit Card

The Low Rate Credit Card from American Express
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As the name indicates, The Low Rate Credit Card from American Express is one of the lowest interest rate credit cards in New Zealand with a purchase rate of 2.99% p.a. for the first 6 months reverting to 12.69% p.a. thereafter. You can also get up to 4 supplementary cards at no extra cost.

Main Features

  • Purchase Rate: 2.99% p.a. for 6 months then 12.69%
  • Cash Advance Rate: 21.95% p.a.
  • Balance Transfer: Not offered
  • Annual Fee: $59
  • Interest Free Days: 55 days
  • Minimum Repayment: $10.00 or 3% of the closing balance, whichever is greater.
  • Card Reward Details: Not Applicable
  • Credit Limit: Available on application
  • Other Fees: Late payment fee: $25, Payment dishonour fee (if payment fails): $25

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

Eligibility:

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What is the best credit card in NZ?

The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs including interest free credit card, low rate credit card, balance transfer, credit card reward and air nz credit card.

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