The Low Rate Credit Card from American Express

The Low Rate Credit Card from American Express - Blue coloured

As the name indicates, The Low Rate Credit Card from American Express is a low interest rate credit with a low 12.69% rate per annum.  You can also get up to 4 Supplementary Cards at no extra cost.

Main Features

  • Purchase Rate: 2.99% p.a. for the first 6 months reverting to 12.69% p.a. thereafter1
  • Cash Advance Rate: 21.95% p.a. No interest free period. Available for enrolled Card Members only
  • Balance Transfer: Not offered
  • Annual Fee: $59 p.a.
  • Interest Free Days: 55 days*
  • Card Reward Details: Unknown
  • Credit Limit: Unknown
IMPORTANT: please review the credit card details on the provider's website again before applying.

To be eligible for this card the following much apply to you:

  • I am aged over 18
  • I have no history of bad debt or payment default
  • I have an annual income of $30,000 p.a. or more
  • I am a permanent resident or citizen of New Zealand, and
  • If self employed, I have been trading for at least 18 months (or 12 months if I hold an existing American Express issued Card)

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