Long Term Balance Transfer Credit Cards

Updated: 15 Aug, 2022

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Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
Co-operative Bank Fair Rate Credit Card	The Fair Rate Credit Card has a very low purchase rate of 12.95% p.a. plus a balance transfer rate of 0% p.a. for 6 month. This might be a good card if you are looking for a credit card with a low interest rate and/or a card with a 0% p.a. balance transfer offer.	12.95% p.a.	0% p.a. for 6 months	12.95% p.a.	$20.00	55 days More Info » Apply Now »
ANZ Low Rate Visa Card	Features a low interest rate of 12.90% and a balance transfer rate of 1.99% for 24 months	12.90% p.a.	1.99% p.a. for 24 months	19.95% p.a.	$0.00	55 days More Info » Apply Now »
Westpac Low Rate MasterCard Credit Card	Comes with a low rate of just 12.90% p.a. plus 0% balance transfer for the first 6 months and then 5.95% p.a. for the life of the balance transferred	12.90% p.a.	0% for 6 months. 5.95% for life of balance tran...	19.95% p.a.	$0.00	55 days More Info » Apply Now »
Westpac Hotpoints MasterCard Credit Card	Earn 1 hotpoint for every $1 spent on the card plus a balance transfer offer of 5.95% for the life of the balance transferred	20.95% p.a.	5.95% for life of balance transferred	22.95% p.a.	$40.00	55 days More Info » Apply Now »
Westpac hotpoints World MasterCard Credit Card	Earn 3 hotpoints per $1 dollar spent plus free airport lounge access, free overseas travel insurance, purchase protection, extended warranty and more	16.95% p.a.	5.95% for life of balance transferred	22.95% p.a.	$285.00	55 days More Info » Apply Now »
Westpac Airpoints MasterCard Credit Card	Earn one Airpoints Dollar for every NZD$130 spent on the card plus 5.95% p.a. for the life of the balance transferred	20.95% p.a.	5.95% for life of balance transferred	22.95% p.a.	$70.00	55 days More Info » Apply Now »
Westpac Airpoints Platinum MasterCard Credit Card	Earn 1 Airpoints Dollar for every $85 spent on the card plus get 5.95% for the life of the balance transferred	20.95% p.a.	5.95% for life of balance transferred	22.95% p.a.	$125.00	44 days More Info » Apply Now »
Westpac Airpoints World MasterCard Credit Card	This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 5.95% for the life of the balance transferred	16.95%	5.95% for life of balance transferred	22.95%	$310.00	55 days More Info » Apply Now »

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About Long Term Balance Transfer Credit Cards

Long term balance transfer credit cards are credit cards with balance transfer of a minimum of 12 months. Some long term balance transfer credit cards can have balance transfers of up to 24 months.