Long Term Balance Transfer Credit Cards

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Updated: 19 Aug, 2019. Please reverify details with provider.

Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
BNZ Low Rate MasterCard Credit Card	A Low interest rate of just 13.45% p.a. credit card with a great balance transfer offer of 0% p.a. for 12 months	13.45% p.a.	0% p.a. for 12 months	22.95% p.a.	$35.00	55 days More Info » Apply Now »
Westpac Low Rate MasterCard Credit Card	Comes with a low rate of just 13.45% p.a. plus 0% p.a. on balance transfer for 12 months OR 5.95% p.a. for the life of the balance transferred	13.45% p.a.	0% p.a. for 12 months OR 5.95% for life of balance transferred	22.95% p.a.	$25.00	55 days More Info » Apply Now »
Westpac hotpoints World MasterCard Credit Card	Earn 3 hotpoints per $1 dollar spent plus free airport lounge access, free travel insurance, purchase protection, extended warranty and more	16.95% p.a.	0% p.a. for 12 months OR 5.95% for life of balance transferred	22.95% p.a.	$390.00	55 days More Info » Apply Now »
Westpac Airpoints World MasterCard Credit Card	This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 0% for 12 months	16.95%	0% p.a. for 12 months OR 5.95% for life of balance transferred	22.95%	$390.00	55 days More Info » Apply Now »
BNZ Advantage Visa Platinum Credit Card	Spend $15 on eligible purchases and get 1 Fly Buys point or spend $90 on eligible purchase and get $1 cash reward.	18.95%	0% p.a. for 6 months	18.95%	$90.00	55 days More Info » Apply Now »
BNZ Advantage Classic Visa Credit Card	Get 1 Fly Buys point for every $40 of eligible spend or $1 Cash Reward for every $150 of eligible spend plus a great balance transfer offer of 0% for 6 months	20.95%	0% p.a. for 6 months	22.95%	$40.00	55 days More Info » Apply Now »
Westpac hotpoints MasterCard Credit Card	Earn 1 hotpoint for every $1 spent on the card plus a balance transfer offer of 0% for 12 months OR 5.95% for the life of the balance transferred	20.95% p.a.	0% p.a. for 12 months OR 5.95% for life of balance transferred	22.95% p.a.	$44.00	55 days More Info » Apply Now »
Westpac Airpoints MasterCard Credit Card	Earn one Airpoints Dollar for every NZD$120 spent on the card plus 0% on balance transfer for 12 months OR 5.95% for the life of the balance transferred	20.95% p.a.	0% p.a. for 12 months OR 5.95% for life of balance transferred	22.95% p.a.	$55.00	55 days More Info » Apply Now »
Westpac Airpoints Platinum MasterCard Credit Card	Earn 1 Airpoints Dollar for every $75 spent on the card plus get 0% on balance transferred for 12 months OR 5.95% for the life of the balance transferred	20.95% p.a.	0% p.a. for 12 months OR 5.95% for life of balance transferred	22.95% p.a.	$145.00	44 days More Info » Apply Now »
Co-operative Bank Fair Rate Credit Card	The Fair Rate Credit Card from the Co-operative bank has a low purchase rate and a low annual fee of just $20. This is a great card if you are looking for a credit card with a low interest rate.	12.95% p.a.	0% p.a. for 6 months	12.95% p.a.	$20.00	55 days More Info » Apply Now »
ANZ Low Rate Visa Card	Features a low interest rate of 13.90% and a balance transfer rate of 1.99% for 12 months	13.9% p.a.	1.99% p.a. for 12 months	20.95% p.a.	$35.00	55 days More Info » Apply Now »

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About Long Term Balance Transfer Credit Cards

Long term balance transfer credit cards are credit cards with balance transfer of a minimum of 12 months. Some long term balance transfer credit cards can have balance transfers of up to 24 months.