Best Credit Card Balance Transfer Offers in NZ

We often get asked what is the “best credit cards balance transfer offers in NZ” so we have decided to put together a list of the best balance transfer credit cards in 2017 below.

The list below is our selection of best credit card balance transfer cards in NZ in order of preference. It is important to point out that the best balance transfer credit card for you would depend heavily on your payback goal. For a full list of all the New Zealand Credit Card Balance Transfer offers, visit our balance transfer page. read more ↓

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Updated: 23 Jun, 2019. Please reverify details with provider.

Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
BNZ Low Rate MasterCard Credit Card	A Low interest rate of just 13.45% credit card with a great balance transfer offer of 0% for 12 months	13.45%	0% p.a. for 12 months	22.95%	$35.00	55 days More Info » Apply Now »
Westpac Low Rate MasterCard Credit Card	Comes with a low rate of just 13.45% plus 0%p.a. on balance transfer for 12 months then 5.95% for the life of the balance transferred	13.45%	0% for 12 months then 5.95%	22.95%	$25.00	55 days More Info » Apply Now »
Westpac hotpoints World MasterCard Credit Card	Earn 3 hotpoints per $1 dollar spent plus free airport lounge access, free travel insurance, purchase protection, extended warranty and more	16.95%	0% for 12 months then 5.95%	22.95%	$390.00	55 days More Info » Apply Now »
BNZ Advantage Visa Platinum Credit Card	Spend $15 on eligible purchases and get 1 Fly Buys point or spend $90 on eligible purchase and get $1 cash reward.	18.95%	0% p.a. for 6 months	18.95%	$90.00	55 days More Info » Apply Now »
Co-operative Bank Fair Rate Credit Card	The Fair Rate Credit Card from the Co-operative bank has a low purchase rate and a low annual fee of just $20. This is a great card if you are looking for a credit card with a low interest rate.	12.95%	0% p.a. for 6 months	12.95%	$20.00	55 days More Info » Apply Now »
Kiwibank Low Rate MasterCard Credit Card	A great low interest low balance transfer credit card that might suit people with significant credit card debt	13.45%	1.99% p.a. for 6 months	22.95%	$48.00	55 days More Info » Apply Now »
ASB Visa Light Credit Card	The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months	13.50%	0% for 6 months	22.95%	$0.00	55 days More Info » Apply Now »
ANZ Low Rate Visa Card	Features a low interest rate of 13.90% and a balance transfer rate of 1.99% for 12 months	13.90%	1.99% p.a. for 12 months	20.95%	$35.00	55 days More Info » Apply Now »
Kiwibank MasterCard Zero Credit Card	A great everyday card with no annual fee and relatively low purchase rate	16.90%	1.99% p.a. for 6 months	22.95%	$0.00	55 days More Info » Apply Now »
Westpac Airpoints World MasterCard Credit Card	This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 0% for 12 months	16.95%	0% for 12 months then 5.95%	22.95%	$390.00	55 days More Info » Apply Now »
Kiwibank MasterCard Gold Credit Card	Kiwibank MasterCard Gold comes with complimentary travel insurance for you and any immediate family travelling with you	17.90%	1.99% p.a. for 6 months	22.95%	$80.00	55 days More Info » Apply Now »
ASB Visa Platinum Rewards Credit Card	Get one True Rewards Dollar for every $100 you spend plus travel insurance for you, your spouse and your dependent children	19.95%	0% for 6 months	22.95%	$80.00	55 days More Info » Apply Now »
Air New Zealand Airpoints Platinum MasterCard	Earn 1 Airpoints Dollar™ for every: $75 spent on eligible purchases, or $65 spent on Air New Zealand products bought direct	20.95%	1.99% p.a. for 6 months	22.95%	$150.00	44 days More Info » Apply Now »
BNZ Advantage Classic Visa Credit Card	Get 1 Fly Buys point for every $40 of eligible spend or $1 Cash Reward for every $150 of eligible spend plus a great balance transfer offer of 0% for 6 months	20.95%	0% p.a. for 6 months	22.95%	$40.00	55 days More Info » Apply Now »
Westpac hotpoints MasterCard Credit Card	Earn 1 hotpoint for every $1 spent on the card plus a balance transfer offer of 0% for 12 months then 5.95% for the life of the balance transferred	20.95%	0% for 12 months then 5.95%	22.95%	$44.00	55 days More Info » Apply Now »
Westpac hotpoints Platinum MasterCard Credit Card	Earn 2 hotpoints® for every $1 spent on the card plus a balance transfer offer of 5.95% for the life of the balance transferred	20.95%	0% for 12 months then 5.95%	22.95%	$125.00	55 days More Info » Apply Now »
Westpac Airpoints MasterCard Credit Card	Earn one Airpoints Dollar for every NZD$120 spent on the card plus 0% on balance transfer for 12 months then 5.95% for the life of the balance transferred	20.95%	0% for 12 months then 5.95%	22.95%	$55.00	55 days More Info » Apply Now »
Westpac Airpoints Platinum MasterCard Credit Card	Earn 1 Airpoints Dollar for every $75 spent on the card plus get 0% on balance transferred for 12 months then 5.95% for the life of the balance transferred	20.95%	0% for 12 months then 5.95%	22.95%	$145.00	44 days More Info » Apply Now »
ASB Visa Rewards Credit Card	Get one True Rewards Dollar for every $150 you spend on your ASB Visa Rewards. One True Rewards Dollar equals one New Zealand dollar	20.95%	0% for 6 months	22.95%	$40.00	55 days More Info » Apply Now »
Gem Visa Credit Card - Compare and Review	The Gem Visa credit card comes with a rather hefty purchase rate of 25.99% and an annual fee of $52 p.a.	25.99%	N/A	25.99%	$52.00	55 days More Info » Apply Now »

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