Low Interest and Balance Transfer Credit Cards

Updated: 27 Nov, 2023

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Low interest and balance transfer credit cards

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Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
Fee Free MasterCard Credit Card	Comes with a low rate of just 12.90% p.a. plus 0% balance transfer for the first 6 months and then 5.95% p.a. for the life of the balance transferred	12.90% p.a.	0% for 6 months. 5.95% for life of balance tran...	19.95% p.a.	$0.00	55 days More Info » Apply Now »
ASB Visa Light Credit Card	The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months	13.5% p.a.	0% p.a. for 6 months	22.95% p.a.	$0.00	55 days More Info » Apply Now »
Co-operative Bank Fair Rate Credit Card	The Fair Rate Credit Card has a very low purchase rate of 12.95% p.a. plus a balance transfer rate of 0% p.a. for 6 month. This might be a good card if you are looking for a credit card with a low interest rate and/or a card with a 0% p.a. balance transfer offer.	12.95% p.a.	0% p.a. for 6 months	12.95% p.a.	$20.00	55 days More Info » Apply Now »
ANZ Low Rate Visa Card	Features a low interest rate of 12.90% and a balance transfer rate of 1.99% for 24 months	12.90% p.a.	1.99% p.a. for 24 months	19.95% p.a.	$0.00	55 days More Info » Apply Now »

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About Low Rate and Balance Transfer Credit Cards

Low interest and balance transfer credit cards are credit cards with relatively low interest rates (below 15%) AND a low balance transfer rate (below 4%). This might be a suitable option for you if you have significant current credit card debt.

For all low rate credit cards visit low interest credit cards and credit card balance transfer offer visit balance transfer credit cards

After a reward credit card? Rewards credit cards allow you to earn points for using your credit card. You can redeem points earned for cash or other goodies. Visit our rewards credit cards page to view a list of New Zealand rewards credit cards.

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